Personal Deposit Accounts

Community First Bank offers many other conveniences, such as: Drive-Up ATM, Night Depository, Online Banking, Sweeps, Free Bill Pay, Telephone Banking, Safe Deposit Box Rentals, All-in-One Combined Statements, ATM Cards, Visa Credit Cards, Visa Debit Cards and Overdraft Lines of Credit are all available upon approved credit.

Contact your local branch for more information.

Account Type

Minimum Opening Balance

Monthly Service Charge  

Earns Interest

Special Features
 Community
Free Checking

$100.00

None

No
  • Complimentary Student Start Kit (For students only.  See bank representative for eligibility and requirements.)
  • Clients 55 and older receive complimentary CFB logo checks
  • Financial Records Safekeeping

Community
HSA Checking

$100.00

$2.25
if minimum daily balance falls below $3,000.00

$25.00 Opening plan fee

$25.00 Closing Plan fee

Yes, interest on tiered balances.  Interest paid monthly.
  • HSA Contributions are tax deductible
  • HSA earnings are tax deferred
  • If used for quality medical expenses, assets are never taxed
  • Debit Card access/check writing capabilities
Community
Interest Checking

$500.00

$6.00

will apply if minimum daily balance falls below $500.00

Yes, if minimum daily balance of $500.00 is maintained.  Interest paid monthly.
  • Complimentary 1st box of CFB Logo Checks
  • Financial Records Safekeeping
  • Clients 55 and older receive complimentary CFB logo checks
  • Complimentary overdraft protection from a linked checking or savings account
Community
Money Market

$500.00

$9.00

will apply if minimum daily balance falls below $500.00

Yes, interest on tiered balances. Interest paid monthly.
  • Excessive Debits: $10 per item exceeding 6 of the following:
    • During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
Community
SAVINGS

$200.00

$2.00

will apply if minimum daily balance falls below $200.00, (waived if under age 18).

Yes, interest paid monthly.
  • Excessive Debits: $10 per item exceeding 6 of the following:
    • During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.

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