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Community First Bank offers many other conveniences, such as: Drive-Up ATM, Night Depository, Online Banking, Sweeps, Free Bill Pay, Telephone Banking, Safe Deposit Box Rentals, All-in-One Combined Statements, ATM Cards, Visa Credit Cards, Visa Debit Cards and Overdraft Lines of Credit are all available upon approved credit.
Contact your local branch for more information.
If you would like to open an account with us, please fill out the following online form and one of our representatives will contact you.
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ACCOUNT TYPE
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MINIMUM OPENING BALANCE
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SERVICE CHARGE (monthly)
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EARNS INTEREST
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SPECIAL FEATURES |
HOMETEAM FREE CHECKING |
$100
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None
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None |
- Unlimited check writing
- CFB logo checks are Free to clients 55 or older
- Check safekeeping is standard
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HOMETEAM ADVANTAGE CHECKING
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$100
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$8.00* will apply if minimum daily balance falls below $100.00 |
Yes, if minimum balance of $1,000.00 is maintained. Interest paid monthly. |
- 1st Order of CFB logo checks are free
- Security/Travel Advantages
- Image copies of checks included in monthly account statement
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HOMETEAM ADVANTAGE PLUS CHECKING |
$100
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$6.00* |
Yes, no minimum balance required. Interest paid monthly. |
- All CFB Logo Checks are free (one box per order)
- Free Cashier's Checks and Money Orders
- Increased Security Advantages
- Identity Theft Insurance
- Extra Travel Advantages
- Safety Deposit Box Discount
- Imaged copies of checks
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HOMETEAM SAVINGS |
$100
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$2.00 will apply if minimum daily balance falls below $200.00, (waived for minors) |
Yes, interest paid monthly. |
- Excessive Debits: $10 per item exceeding 6
- During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
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HOMETEAM MONEY MARKET |
$500
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$9.00 will apply if minimum daily balance falls below $500.00 |
Yes, interest on tiered balances. Interest paid monthly. |
- Excessive Debits: $10 per item exceeding 6
- During any calendar month, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction by check, draft, debit card or similar order to a third party. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
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HOMETEAM HEALTH SAVINGS (Plan fee of $25.00. Opening and closing.)
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$100
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$2.25 if minimum daily balance falls below $3,000.00 |
Yes, interest on tiered balances. Interest paid monthly.
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- HSA contributions are tax deductible
- HSA earnings are tax deferred
- If used for qualified medical expenses, assets are never taxed
- Debit Card Access/Check writing capabilities
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HOMETEAM CERTIFICATE OF DEPOSITS & INDIVIDUAL RETIREMENT ACCOUNTS
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$100
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None |
Yes |
- A variety of competitive rates with flexible terms.
- Contact your Customer Service Professional for additional information, and for current rates and terms.
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* A PORTION OF THE MONTHLY SERVICE CHARGE, IF ASSESSED, WILL GO TOWARDS PAYING THE INSURANCE PREMIUM OF THE INSURANCE PRODUCT ASSOCIATED WITH THIS ACCOUNT. THIS INSURANCE PRODUCT IS NOT:
- A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, THE BANK OR AN AFFILIATE OF THE BANK, OR
- INSURED BY THE FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC) OR ANY OTHER AGENCY OF THE UNITED STATES, THE BANK, OR AFFILIATE OF THE BANK.
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